Two kids in college and a wedding last spring have thrown Chuck and me into a budget zone. I hesitate to use the word "budget" because that is so not me. From the time I got my first job, I thought the paycheck amount was meant to be spent before the time the next check rolled around. And to be spent on whatever my heart desired. Of course, I was responsible enough to pay my rent and car payment and other bills, but the rest was blown. And usually within 3 days of payday....meaning it was a long time until the next one. No wonder I was so skinny back then. There was no grocery money ever.
Then I married Chuck and he had completely different views on how a paycheck was to be used. Something about saving it and blah, blah, blah.
Twenty seven years later, we are at a place where we don't fight about money like we used to. But that doesn't mean we think alike.
A recent conversation:
(I am at the computer, he walks in...)
Chuck: We need a new computer. That one's on its last leg.
Me: Really? It seems fine to me.
Chuck: I've been looking at new ones and I think it's time.
Me: Really? 'Cause I've been looking at new bedding. I want a new comforter for our bed.
Chuck: Noooooooo, I like the one we have. It's fine. It's just the right weight. (yes, he said that.)
Me: Well, it's hard to wash and the last time I washed it, it didn't come clean. (it's white...but now dingy from the dogs) So you can have a new computer and I'll get a new comforter.
Chuck: The computer's fine for now.
He leaves the room.
And that is how we do a budget in our house. See how we just saved at least $2000?